Investment Property
and Home Loans
We’ve got it all!
Conventional Loans
Conventional loans appeal to credit-qualified borrowers, providing competitive financing for home purchase or refinance, especially with strong credit and a significant down payment.
Jumbo Loans
Jumbo loans finance high-value properties exceeding conforming loan limits. They require stricter qualifications, like excellent credit, lower debt-to-income ratios.
FHA – Federal Housing & Administration
FHA loans offer advantages like low down payments as low as 3.5%, credit score flexibility, and both fixed and adjustable rates.
VA – Department of Veterans Affairs
VA loans offer several advantages, including no down payment requirement, competitive interest rates, and limited closing costs.
Bank Statement & Credit Challenged Loan Programs
Bank statements programs typically require 12 months bank statements, good credit and at least 10% downpayment.
Reverse Mortgage
The benefits include providing supplemental income, paying off existing mortgages, and covering healthcare expenses. Borrowers can remain in their homes as long as they meet loan obligations.
Rehab or Fix and Flip
Approval for these loans can occur swiftly, with terms and availability contingent on factors such as your credit scores, relevant project experience, and the down payment or equity you can offer in the propert.
Bridge, Hard Money and Private Loans
The name Hard Money is often used synonymously with Bridge Loan. But Hard Money loans tent to prioritize the property’s value over the borrower’s …
Construction Ground Up
Funds are disbursed in installments or “draws” at various stages of the project’s completion. Down payment can vary from 10% to 30% or more of the total project cost.
What’s your Biggest Challenge?
Credit Challenge
Despite low credit scores, high debt, mortgage delinquencies, bankruptcy, foreclosure, and forbearance, there could still be a suitable loan…
Down Payment and Equity
Even with minimal down payment funds or limited home equity, it’s still may be possible to secure the financing you require.
Income
Despite non-traditional or irregular income, you still may be able to qualify for the financing you are weeking.